Resources and strategies to help those experiencing hardship

Financial hardship is something no one should have to experience alone – we want to help.
We’ve created a list of resources and links to help if you’re experiencing financial hardship.
If you would like to speak with a staff member about your financial situation, please contact the church office at or call us at 770.439.7223
If you would like to request finacial assistance from us, please click HERE and complete the form.


  • If you haven’t looked at a budget in a while, now’s the time to do so. Every Dollar is a great free app to use to get a budget together.
  • Get clarity from your income sources as to what the reality will look like over the coming weeks.
  • Cut spending to bare necessities. If you can’t pay all of your bills, Dave Ramsey recommends you spend your money on these four items first and in this order:
    • Food 
    • Utilities 
    • Shelter 
    • Transportation
Unemployment Insurance
Defer Payments
  • If you’re still not able to cover all of your expenses, identify payments that can be deferred:
    • Call creditors to explain your situation. You can ask for temporary relief on your monthly payments. If you offer to still send some money, even if it’s a smaller amount than your typical payment, they might be more willing to work with you.
    • If you have federal student loans, you can forbear (interest accrues) or defer (interest doesn’t accrue on subsidized federal loans) your loan payments.
    • For student loans, use this questionnaire to understand what options are available to you.
  • If you’re paying extra on debt(s) right now and have less than one to two months’ worth of expenses in an emergency fund, it might not be a bad idea to temporarily stop extra payments and then restart them once things settle down.
  • Enroll for health insurance, if you can.
  • Use this week to get a game plan together and gather information, as there may be more changes coming.
  • Reach out to the MoneyWise team using an email address listed above if you want to talk.

FINANCIAL, FOOD and clothing

Hiram/Dallas/Marietta/Powder Springs/ Douglasville
  • MUST Ministries – Food, Clothing, Rent, and Utility Assistance; Career Services
  • Georgia Highlands Medical Services – Sliding-Fee Medical Care
  • Good Samaritan Health Center of Cobb – Sliding-Fee Medical Care
  • Helping Hands of Paulding County - Food, Clothing, Family Support and Finacial Assistance 
  • CAYA- Food Pantry,  Emergency Food Assistance,  Financial Assistance,  Financial Counseling,  Clothing Closet,  Summer Lunch Program for kids
  • Warehouse of Hope - Food assistance,  Pet Food Assistance,  Summer Lunch Program for kids. 
  • Wellstar Mobile Market -Goodr joins forces with Wellstar to provide a series of mobile food markets to communities in need. Through the mobile markets, Goodr provides fresh produce, meat, shelf stable items, milk, and other beverages. It is our hope to provide families with food to bridge the food insecurity gap through this initiative. 
  • Hotels we use and trust that are affordable 
Sunshine Inn
Address: 1007 Old Harris Rd, Dallas, GA 30132
Phone: (678) 353-9376
Sunset Motel
681 W Memorial Dr, Dallas, GA 30132
(770) 445-4547
Country Inn & Suites by Radisson, Hiram, GA
70 Enterprise Path, Hiram, GA 30141
(770) 222-0456

All of Metro Atlanta